Originally published in Economic Daily

LU Yao, a professor and vice chair of the Department of Finance of the Tsinghua University School of Economics and Management, recently told the Economic Information Daily that the Chinese economy faces downward pressure because of domestic and international factors in the short term, adding that this situation won't last long. 

Although rewards programs are designed to save customers money, most of them also include some form of redemption hurdle: policies such as spending minimums or expiration dates that limit customers’ ability to actually reap the benefits of the program.